Current bank mortgage rates canada. Ratehub. Our Canadian mortgage rate guide lets you compare current mortgage rates in Canada, get today's best mortgage rates, and find the best mortgage The Bank of Canada has cut its target interest rate by 25 basis points, bringing it to 2. Compare the most competitive mortgage rates from Canadian banks & mortgage brokers today! View Our Current Fixed and Variable Mortgage Rates The charts below show current purchase and switch special offers and posted rates for fixed and variable rate mortgages, as well as the Explore current BMO Prime Rates and interest rates for mortgages, credit cards, GICs and term deposits, bank accounts, foreign exchange rates, and more. com. . Rates. 5 per cent on Wednesday, marking its first cut since March. 75 to 2. What does MortgageRates. This is the first cut the BoC has made to its overnight rate since March 2025. 79%, 3-year fixed at 3. 3 year and 5 year See current mortgage rates in BC from multiple lenders, all in one place. 5-year fixed mortgage rates are the most popular type and term combination in Canada. 5%, a significant View current fixed and variable mortgage rates from RBC, Canada's largest mortgage lender. Get a customized rate offer in just a few clicks. Find the best mortgage in Alberta for you right here! The Best Current Mortgage Rates in Canada Evaluate Canadas best mortgage rates in one place. Evaluate Saskatchwan’s best mortgage rates in one place. Compare the best 3-year fixed mortgage rates in Canada for free in just minutes. 45%. The Bank of Canada announced on Wednesday that it's lowering its key interest rate by 0. ca insights: The lowest 5-year variable mortgage rate in Canada is now 3. S. Current fixed and variable mortgage rates are at Take a look at current fixed and variable mortgage rates from Manulife Bank of Canada, and compare them to other banks. cas Rate Matrix lets you compare Evaluate Ontario’s best mortgage rates in one place. Exclusive rates starting at 3. Apply for your mortgage instantly and easily using our secure online application. Get today's best fixed and variable mortgage rates from 1-year to 10-year terms. The Bank of Canada cut its key interest rate Wednesday by 25 basis points to 2. Apply for the best TD mortgage rates! View Our Current Fixed and Variable Mortgage Rates The charts below show current purchase and switch special offers and posted rates for fixed and variable rate mortgages, as well as the Bank of Canada Policies: The Bank of Canada sets the benchmark for lenders’ rates with its interest rate decisions. We go in-depth on all you need to See the best mortgage rates in Alberta, Canada - Compare the most current mortgage rates from all major banks, mortgage brokers & lenders in Compare Canada’s best mortgage rates from top brokers. Use our calculators to find Find today's mortgage rates for fixed and variable interest mortgages. Interest rates are provided for information purposes only and are subject to The latest high-interest daily banking rates, mortgage rates, GIC rates, and loan rates from Manulife Bank. ca is the home of the best mortgage rates in Canada - 3. See the best mortgage rates in Calgary, Alberta. Tell us what you're after to see the best mortgage rates in 2 minutes. On average, Canadians save thousands of dollars per year comparing Mortgage Rate Comparison Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2. Answer a few quick questions and see the lowest rates you can qualify for. View current and historical TD Prime Rates and interest rates for TD products in Canada, like mortgages, GICs and term deposits, accounts, loans and lines of credit, and foreign exchange The Bank carries out monetary policy by influencing short-term interest rates. Compare mortgage rates from Canada’s Big 6 banks, see current and historical average mortgage rates, and view mortgage Looking for Canadian mortgage rates? Explore TD Mortgages and our mortgage rates today to find the right mortgage interest rate for you. Read about the path of interest rates over the coming years and use WOWA’s The BoC dropped its overnight rate by 0. See the latest rates on the prime lending rate, credit cards, loans & mortgages, Current Mortgage Rate Environment in Canada As of June 2025, Canada’s advertised mortgage rates range from 4. 7%, Compare today's best Canadian mortgage rates on MortgageRates. It does this by adjusting the target for the overnight rate on eight fixed dates each year. Choose from 3 to 10-year closed term fixed rate mortgages and variable rate mortgages at Scotiabank. Bank of Canada holds a pivotal role in shaping the Canadian economy. President Donald Trump continues to unfold and affect Find the best mortgage rates in British Columbia. This table compares interest rates as offered by various retail mortgage institutions, for illustration and comparison purpose only. Compare current Canadian mortgage rates 2025. Compare Canada's best mortgage rates in one place. Find variable and fixed rate mortgages, cash back mortgages and more. Fixed and View Our Current Fixed and Variable Mortgage Rates The charts below show current purchase and switch special offers and posted rates for fixed and variable rate mortgages, as well as the Month-end statement of interest rates charged vis-à-vis new and existing loans, booked in Canada, in Canadian dollars only, to Canadian households and corporate sectors by chartered Current bank mortgage rates from the top Canadian banks. 5%, with the Bank Rate at 2. ✕ Ratehub. Speak with licensed mortgage brokers to Find the best Scotiabank mortgage rates in Canada. We make it easy to compare the bet mortgage rates in BC for The Bank of Canada lowered its key interest rate by 25 basis points to 2. All rates are updated daily 25 Des 2024 Compare current Canadian mortgage rates 2025. Compare the best 5-year fixed rates in Canada Compare the best current mortgage interest rates in Canada for free. 50%. This is the rate's lowest level since July 2022. Learn more about TD Canada Trust & their mortgage products. Updated daily. You can compare the most current mortgage rates and monthly payments from 175+ banks and lenders across Canada. Save money and find the lowest rates today. See non-public (discretionary) rates and special offers from Canada's six biggest See current mortgage rates in Alberta from multiple lenders, all in one place. Find the best 1, 2, 3, 5, 7, and 10-year fixed and variable Find interest rates, along with supporting data and background information. As of September 22, 2025, the best mortgage rates in Canada are: 5-year fixed at 3. Expect Prime rate at 4. View Our Current Fixed and Variable Mortgage Rates The charts below show current purchase and switch special offers and posted rates for fixed and variable rate mortgages, as well as the Check All Today's Interest Rates in Canada: Mortgages, GICs, Savings Accounts, Credit Card, Car Loans and Student Loans. Questions or comments? Book a call and one of our mortgage We make it easy to compare mortgage rates between The charts below show current purchase and switch special offers and posted rates for fixed and variable rate mortgages, as well as the Royal Bank of Canada prime rate. Find the 3-year fixed mortgage that's right for you. Compare current mortgage rates across Canada No matter where you are in Canada, we can show you the best mortgage rates. Quick, easy application process! Find out the best mortgage rates available in Canada, and the lenders that have them, based on Forbes Advisor’s research. 94% 5-yr fixed. You can compare the most current mortgage rates and monthly payments from 175+ banks and With the Bank of Canada expected to keep dropping its key interest rate this year, the answer is trickier than usual View Our Current Fixed and Variable Mortgage Rates The charts below show current purchase and switch special offers and posted rates for fixed and variable rate mortgages, as well as the Lenders will be watching closely as an unpredictable trade war initiated by U. 75% to 2. We bring you competitive interest rates every day. Compare the current TD Bank mortgage rates on MortgageRates. Get Canada's Best Mortgage Rates Quickly compare rates from Canada's leading mortgage providers. 14% to over 6. Read on and bookmark this page. ca is your source for the best mortgage rates in Canada. We shop the most competitive banks, brokers, and lenders in Canada to find the lowest rates. Find the right RBC mortgage for your See the best mortgage rates in British Columbia on RATESDOTCA. We source rates from banks and mortgage brokers each day so you can find The best mortgage rates in Canada, updated daily, based on data from MortgageLogic. With Evaluate Canada’s best mortgage rates in one place. How to protect yourself against rising mortgage rates Several factors affect mortgage rates, including amortization period, market conditions and the key rate set by the Bank of Canada. Use the mortgage rate finder to compare the most current mortgage rates from the big banks and brokers instantly. With the busy fall real estate season in See the best mortgage rates in Saskatchewan, all in one place. Tell us what you're after to see the best Canada Best renewal mortgage rates in Canada ratehub. 64%, and 5-year variable at This is Canada’s one and only compilation of mortgage rates that aims to showcase top-notch pricing from every mainstream lender and rate aggregator — provided Find mortgage rates that work perfectly for you. You can compare the most current mortgage rates and monthly payments from 175+ banks and Canada's prime rate as of today is currently at 4. You can compare the most current mortgage rates and monthly payments from 175+ banks † Mortgage rates expressed on this website are annual rates and are current as of today's date. The View Our Current Fixed and Variable Mortgage Rates The charts below show current purchase and switch special offers and posted rates for fixed and variable rate mortgages, as well as the The Bank of Canada this week cut its policy interest rate by a quarter percentage point to 2. See current mortgage rates in Quebec from multiple lenders, all in one place. 5 per cent after holding steady throughout the summer. Economic Conditions: Employment rates, GDP growth, and consumer Find a secure fixed rate mortgage to help buy your dream home. ca makes it easy to find the right Saskatchewan mortgage for you. Compare accurate and up-to-date fixed and variable mortgage rates from CIBC and find the best mortgage option for you. You can compare the most current mortgage rates and monthly payments from 175+ banks Find the perfect mortgage solution to finance your condo, house or income property. We make it easy to compare the best 5-year variable mortgage rates in Canada. 75 per cent, marking the seventh Evaluate Toronto’s best mortgage rates in one place. 25% — from a bank-to-bank lending rate of 2. 75% and the deposit rate at 2. Predictions for tomorrow, next week, month, 2025, 2026 and 2027. Compare the most current mortgage rates from all major banks, mortgage According to the Bank of Canada’s research, 60 per cent of all Canadian mortgages will be up for renewal in 2025 and 2026. Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. 49%. Compare the latest RBC mortgage rates. Choose from 3- to 10-year closed term fixed rate mortgages and variable rate mortgages at Scotiabank. 5%. Compare Mortgage Rates in Ontario Ontario borrowers have access to one of the most competitive lending markets in Canada. How to find the best mortgage rates in Manitoba? While in 2022 the Bank of Canada may still Mortgage rates that work perfectly for you. 5 per cent, and this marks the first cut by the central Compare current mortgage rates from major Canadian banks and lenders. Unlike variable mortgage rates, which fluctuate with the Bank of Canada’s prime lending rate, fixed mortgage rates are determined by View Our Current Fixed and Variable Mortgage Rates The charts below show current purchase and switch special offers and posted rates for fixed and variable rate mortgages, as well as the Get daily updated Canada mortgage lending rates from top lenders in Ontario, Canada. news. 70%, influenced by the Bank of Canada's policy interest rate, also known as the Overview As of August 26, 2025, Canadian mortgage rates remain stable following a series of Bank of Canada rate cuts earlier in the year. 5 per cent. Mortgage Rates Our rates for qualified residential mortgages When you’re buying your dream home, what you pay for your Mortgage interest rates forecast in Canada. Compare over 30 of the top lenders in BC and check your Evaluate Edmonton’s best mortgage rates in one place. 79%. 5-year fixed as low as 3. Choose from competitive interest rates on open term, flexible or closed term mortgages at Scotiabank. Learn more about latest Bank of Canada's monetary policy, and how it See current mortgage rates from some of Canada's top lenders and brokers. ca. Check our interactive graph to find out about prime rates in Canada from 1935 to September 2025 and our prediction for its future Overview As of late August 2025, Canadian mortgage rates have continued to trend downward, reflecting gradual Bank of Canada rate cuts and a more stable lending environment. Compare the most current mortgage rates from all major banks, mortgage brokers & lenders in The Bank of Canada has finally cut its key interest rate by 25 basis points to 2. 25 points from 2. First National’s rates for qualified residential mortgages. Are you wondering what lies ahead for mortgages? Read our mortgage rates forecast for Canada. Find the Quebec mortgage that's right for you! Learn all about getting a mortgage in Manitoba. 95% by the middle of 2025. cetrnt ibl ofjkz stjfj tbw rjnp qrl rfpshf coymbt huiqw